I shop multiple carriers and tell you straight what you qualify for.
Jay Trandahl, licensed life insurance agent and independent broker. Veterans and their families in Minnesota, Texas, Ohio, South Carolina and Washington. Fifteen minutes on the phone.
NPN 22326436 · Check my licenses on the state lookups
What I do
I'm partnered with multiple carriers, and I shop around to find the best rate on the market for your health and your age. Every carrier favors different people, so the only way to know what you qualify for is to run it. I don't sell one company's product. I take your age and your health, put them in front of the carriers I'm appointed with, and find the one that fits.
I work with veterans and their families, and with families and business owners who want the house, the funeral and a spouse's income covered.
Final expense
Smaller whole life policies meant to cover funeral and burial costs, so the family isn't writing the check.
Whole life
Permanent coverage with a level premium. The rate doesn't go up and the benefit doesn't go down.
Term life
Coverage for a set number of years, usually sized to a mortgage or the working years.
Mortgage protection
Coverage sized to the balance on the home, so whoever is in the house can stay in it.
How a call works
A few questions. Who you want covered, what's already in place, and a little about your health. Ten to fifteen minutes.
I run your numbers. Your age and health go in front of a couple of carriers, and I come back with the options that fit.
You decide. If it isn't a fit, I'll tell you that too. I'm not going to bug you.
What you get as a client
Your policy packet. A written page with your coverage, your monthly amount, your draft date, your policy number and the people you named, opened with a code only you have.
A call with your beneficiary. So the person you chose knows what the policy does and what to do when the time comes.
An agent who picks up. I'm not the type of agent you never hear from again. I check in with you at six months, and I'm the one you call. Book a policy review call
Straight answers
Is this the VA or a government program?
No. This is private life insurance. I'm licensed by the state to offer it, but I'm not with the VA or the government.
Does the call cost me anything?
No. The call costs you nothing and commits you to nothing. You pay the carrier only if you choose a policy and it's approved.
I've been turned down before. Is it worth a call?
Usually, yes. Every carrier favors different people, and the only way to know what you qualify for is to run it with the carriers I'm appointed with.
How do I know you're real?
Check me first. My license numbers and the state lookups are on the verify page. I will never ask for your Social Security number or bank details by text or email.
How will you contact me?
I call and text from (952) 900-4761: confirmations, reminders for the call, and replies to your questions. Reply STOP to any text to opt out. Text terms.
Pick a time and I'll call you.
Ten to fifteen minutes. A few questions, then your real numbers.
I also co-own Konvyrt, a marketing company for contractors. · @jaytrandahl